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Open Enrollment – Nov 1 - Jan 15

Open Enrollment is your chance to review and update your health care coverage for the coming year, ensuring you get the benefits you need.

During this time, you can:

• Add, drop, or change your plan
• Enhance your coverage to include vision, hearing, and dental benefits
• Explore options to lower your premiums or out-of-pocket costs

See Individual and Family Plans in Your Area

Eligibility and Requirements

CHRISTUS Health Plan offers individual and family health insurance plans within the Texas and Louisiana marketplaces.

You’re Eligible If:

• You’re a resident in the service areas of Texas and Louisiana

• You don’t have full health insurance coverage because you:
• Are retiring early
• Don’t have full coverage through an employer
• Were recently dropped from your parents’ insurance plan
• Just don’t have health insurance

To be eligible for the plan, you must meet these requirements:

• Must physically live in the service areas within Texas and Louisiana (unless you are a dependent) and meet all terms and conditions for coverage in this policy. See more about eligibility and coverage.
• Must receive health care services within our network of participating doctors and hospitals. If you use providers outside of this network, you may have to pay for the services you receive, unless you’re receiving urgent or emergency care.
• Must pay your deductible, copay or coinsurance at the time you receive covered services. CHRISTUS Health Plan will reimburse the provider balance due for covered services. Your summary of benefits can be found in the forms and documents section with more information on cost sharing.
• Know that some covered services, like hospitalizations and some outpatient care, will require Prior Authorization.