As you approach the Annual Enrollment period, it's essential to assess any changes in your life that might impact your Medicare Advantage coverage.

Qualifying life events, such as moving to a new area or experiencing changes in your health, can influence your healthcare needs and coverage options. You can switch plans annually to better suit your needs.

If your health changes, you may need additional coverage beyond Medicare A and B. Moving to a new area can alter available plans, and if your plan is discontinued or costs rise, reviewing new options may be necessary. Changes in provider networks, satisfaction with your plan, or employment status can also impact your coverage choices.

Review your plan to ensure it still meets your needs.

Location Requirements

Currently, CHRISTUS Health Medicare Complete, Medicare Plus or Medicare Guardian plans are available to residents in the following counties:

• New Mexico: Bernalillo, Los Alamos, Rio Arriba, Sandoval, San Miguel, Santa Fe, and Taos
  
  
• Central Texas: Caldwell, Comal, and Guadalupe
  
  
• Northeast Texas: Bowie, Camp, Cass, Cherokee, Franklin, Gregg, Harrison, Henderson, Hopkins, Marion, Morris, Panola, Red River, Rusk, Smith, Titus, Upshur, Van Zandt, and Wood
  
  
• South Texas: Aransas, Bee, Jim Wells, Kleberg, Nueces, Refugio, and San Patricio
  
  
• Southeast Texas: Hardin, Jasper, Jefferson, Newton, Orange, and Tyler

Other Requirements

To be eligible for CHRISTUS Health Medicare Complete, Medicare Plus or Medicare Guardian plans, you must meet these requirements:

• Must physically live in the service areas within New Mexico or Texas and meet all terms and conditions for coverage in this policy.
  
  
• Must be eligible for Medicare.
  
  
• Must pay your deductible, copay or coinsurance at the time you receive covered services. CHRISTUS Health Plan will reimburse the provider balance due for covered services. Your summary of benefits can be found in the forms and documents section with more information on cost sharing.

Benefits

We’ve got you covered from A to D

CHRISTUS Health Medicare Complete, Medicare Plus or Medicare Guardian plan are Medicare Advantage plan options. Medicare Advantage plans offer all-inclusive benefits, from Part A and Part B, to Part D (drug coverage).

*Note: In order to be eligible to receive Part C and D benefits, you have to have already qualified for parts A and B through Medicare. With a network of providers and facilities close to home, it’s everything you need in one convenient place.

***CHRISTUS Health Medicare Complete and Medicare Plus plans provide Part A, Part B, Part C and Part D coverage, while Medicare Guardian Plans cover Part A, Part B and Part C coverage.***